Is Zip Nada Zilch a Scam?

If you have found your way to this website, you are probably asking yourself, “Is Zip Nada Zilch a Scam?” Here at Sucker Free Online Business, we are here to answer your question.

In short, no, the product is not a scam, but you likely have been lured there by an unscrupulous marketer who has promised that you can start earning cash immediately. While this is not true for most people, the product itself is not a scam.

zip-nada-zilch-logoProduct: Zip Nada Zilch
Price: $0 (maybe – see below)
Owner: Jeffery Kocurek
Sucker Rating: three-suckers (three suckers)
Who it’s for: People looking for a way to make money through referrals.

What is Zip Nada Zilch?

Zip Nada Zilch (ZNZ) is a website that offers cash payouts (among other prizes) for promoting their site and getting completed referrals (more on that in a second). They have multiple products but for this review we will be concentrating on ZNZOne and ZNZBigCash as those two products seem to be the most heavily promoted and are also the easiest to complete which is one step closer to getting paid by the product.

The ZNZ brands are owned by Jeffery Kocurek. I don’t have any information about him but ZNZ does earn an A+ from the Better Business Bureau but it is not accredited by the BBB.

The company was started in 2007 and claims to have paid out better than $9 million. That’s a lot of dinero.


How does it work?

The first step in making money with ZNZ is to sign up and complete your credits. You must earn 1.00 credits by accepting offers from the site for the selected program (ZNZOne and/or ZNZBigCash). Once you have earned 1.00 credits or more you are eligible to receive “prizes” for referring others who also earn 1.00 credits.

zip-nada-zilch-how-it-worksHere is how it works according to the website:

Step 1: Sign up to any of our sites using your real, valid information.

Step 2: Complete your credit requirements! Credits are earned by completing advertiser offers, and depending on the site of ours you sign up to, this will be anywhere from 0.50 to 3.00 credits. We work with companies such as Equifax, Blockbuster, DirecTV and many more!

Step 3: After completing your credit requirements, refer others and have them complete their credit requirements.

Step 4: After obtaining the required number of completed referrals for your prize, you’ll be able to submit an order into us for your prize!

At the time of this writing ZNZOne is paying $20 per referral and ZNZBigCash is paying $79 per referral.

What ZNZ is essentially doing is advertising offers for companies. Some of the products are really good and useful and you may find that you like some of them.

Sounds easy, right? Not so fast. Let’s get into that.

How do you complete your credit requirements?

I’m going to go through this for ZNZOne but the process is the same for both ZNZOne and ZNZBigCash.

You will need to sign up seperately for both ZNZOne and ZNZBigCash. The offers to complete are also separate. That means that if you complete an offer for ZNZOne, it does not count as a completed offer for ZNZBigCash.

Once you have created your account and are logged in, you need to click on the “Offers” tab on the website. This will bring up the current advertisement offers. On ZNZOne it is very possible to earn your 1.00 credits that are required for free.

ZNZOne Offers

I sorted the offers by “Cost” and clicked refresh. As you can see in my screen capture, you can earn the 1.00 credit by accepting the offers from “Free Grant Money” (0.40 credits), “” (0.40 credits) and “Target REDCard” (0.20 credits).

0.40 + 0.40 + 0.20 = 1.00 Credits

The rub is that if you already have an account with any of these offers, you cannot accept it from ZNZ. What that means is that if you already have a Target REDCard, you can’t get another one here, so you’d have to find another way to get your additional 0.20 credits.

I have found that most people can get 1.00 ZNZOne credits for free but you may have to spend a few bucks to get your full 1.00 credits for ZNZBigCash.

Here are a few of the current offers for ZNZBigCash, sorted by cost.

ZNZBigCash Offers

One thing that comes to mind is that you may find a product that you will actually use there. One of the offers that I selected to complete my required credits for ZNZBigCash was an offer I had to pay for, but I completed that over a year ago and I’m still using the product today.

You also must read the offer requirements very carefully. You can do this by mousing over the offer.


They can and will revoke your credit if you fail to follow the requirements carefully.

Once you have completed your requriements, you can then go to the “Prizes” tab and select your prize. Right now ZNZOne is paying $25 per referral as per the October and November promotions. Remember a referral must complete his or her credit requirements in order for you to earn a prize from it.


I selected paypal so that I can collect my $25 as soon as I earn a completed referral. But you can select any of the other prizes as well. As you can see, you can get a 16GB iPad if you garner 22 referrals from ZNZOne. ZNZBigCash offers an iPhone 6 for 8 referrals.

The prizes change every so often and there is almost always a promotion going on for all of the products. Here are the promotions for October and November, 2015:


Again, we are concentrating on ZNZOne and ZNZBigCash which are currently paying out $25 and $75, respectively per “completed” referral. Completed means they have earned at least 1.00 credits per product, just like you had to.

Is there residual income?

Nope, there is no residual income from ZNZ. Once you refer someone and they complete their credits, you get a one time payment.

So how do you get referrals?

This is where you will need to get creative. There is no training from ZNZ to tell you how to get referrals. A lot of people try to use craigslist and other online classifieds. The problem is that a lot of them have rules against marketing things like this so your ads will get flagged and removed almost as soon as you publish them.

You need to come up with a way to promote ZNZ, whether it’s ZNZOne or ZNZBigCash. While it is possible to get payouts, without a way to reach an audience, you are left with pressuring your friends and family to sign up and qualify.

But there is way.

Build a Sucker Free Website.

If you build a website, you can promote the ZNZ products. So if you want to get started with ZNZ here are the steps I recommend.

  1. Get started with ZNZOne.
  2. Get started with ZNZBigCash.
  3. Create your free website.

But success with ZNZ products will not come overnight. You will need to learn how to properly promote the products which is something that ZNZ falls painfully short in. If you want to learn how to promote ZNZ, or any other product, I recommend going through the training Wealthy Affiliate.

Is Zip Nada Zilch a Scam?

cashMy assessment is that ZNZ is not a scam, but you need to couple it with other marketing techniques. You can earn some cash, albeit not residual, from ZNZ but it will come from hard work and it will take time. Anyone telling you different is either lying or uninformed.

ZNZ is not going to deliver wheel barrels loaded with cash to your doorstep but when promoted properly, it may give you a bit of extra money.

As always, if you have comments or questions, please let me know in the comments below. Remember that I’m here to help and I was a sucker so you don’t have to be.


Wealthy Affiliate Review

My wealthy affiliate review gives the Grand Poobah of all ratings. That means that it has earned five suckers, my highest rating and it’s nearly sucker free! If you want to know the true meaning of “sucker free”, please visit my About page.

wealthy-affiliate-secrets-to-making-moneyProduct: Wealthy Affiliate
Price: $0 starter membership
Owners: Kyle & Carson
Sucker Rating: five-suckers (Five suckers!)
Who it’s for: Anyone who wants to build an online business.

What is Wealthy Affiliate and who is it for?

Wealthy Affiliate is a platform with comprehensive tools and training for building any type of successful online business. It is more than just a place to build a website, but the website building tool they have crafted is superb and very user friendly. It has been designed so that anyone can have a website up and running in under thirty seconds.

Of coarse, you will still have to create content for your new sucker free website, but Wealthy Affiliate has you covered there, as well, with lots of great training and other resources.

The owners, Kyle and Carson, are extremely active in the community. They have both been in the business of making money online for many years. They founded Wealthy Affiliate in 2005 so this product is definitely not the new kid on the block. Their passion is to help people to be successful in establishing an online presence that can be turned into a sucker free money making machine.

Are there pros and cons?

As with any product, there are always pros and cons. Here is my take on them for Wealthy Affiliate.


  • Great training
  • Community Support
  • Technical Support
  • Keyword Research (which is critical for building an online business)
  • Incredible Tools like their three click website builder.


  • Information overload
  • Suggestions from users who might not have a clue what they are talking about

information-overloadWhat I mean by “Information overload” is that there is so much useful information on Wealthy Affiliate that it might be easy to become overwhelmed. I know that happened to me for the first hour or two I was browsing around the site. Thankfully with a little help from the community (including Kyle, the co-owner) I was well on my way to getting started shortly thereafter.

Let me also explain a little further with regards to my second “con”. Some of the users are very new to online business. A lot of times the help they offer is, well, not very helpful at all. As one of my mentors says, “Opinions are like belly buttons. Just because everyone has one does not mean they are all useful.

This should be taken with a grain of salt, though, because even though there are some users whose advice you may want to ignore, there are scores of users who are very experienced in establishing successful sucker free online businesses as well. You just may not want carefully evaluate whose advice you decide to follow.

My advice is to get to know the person offering you a “tip” by reading their profile, talking to them and even browse their sites. If their sites are bad, chances are their “help” may not be as effective as someone who has a slick one and has been in online business for a while.

Just because a person is a “newb” does not mean their insight may not be helpful. There have been several times when new users have made suggestions to me, a veteran of online business for many years, that have been helpful.

In a sense, you might say there are a few suckers at Wealthy Affiliate. Remember I said it was nearly sucker free, not completely. *No disrespect is intended to anyone on the site. The community really is fantastic. Everyone is very nice and eager to help.*

What makes Wealthy Affiliate unique?

There are several things that make this product unique. Although I have listed “newbie users” as a con, one of Wealthy Affiliate’s greatest assets is its community. If you have a question (and ask it) you will likely get several answers within an hour or two.

There truly is nothing on the market anything like Wealthy Affiliate that I can find.

What kind of training does Wealthy Affiliate provide?

wealthy-affiliate-classroomsHow much time do you have? The sucker free tool and training list is pretty vast. Here is a quick list of the training available:

  • Getting Started
  • Affiliate Training
  • Keyword Research
  • Content Authoring
  • Website Development and Programming
  • Search Engine Optimization
  • Writing and authoring content
  • And much, much more…

There is so much quality training on Wealthy Affiliate that I know that you will find all of the training you need to get you going down the path to a successful online business. And if you cannot find something you need in the expansive training, there is an “Ask a question” platform that will get you the answer and help you need on literally every subject pertaining to an online business.

What kind of tools are available?

The tool set available at Wealthy Affiliate is very vast which makes it a very unique platform. All of the other products I have looked at, reviewed or used have paled in comparison. Most of them either had non existent tools, weak tools or just one or two tools. If all you have is a hammer, every problem looks like a nail.

Wealthy Affiliate has a chest full of tools to get the job done right the first time so you don’t have to worry about trying to tighten a bolt with a crow bar. Here is a list of just some of the tools available:

  • use-the-right-toolsA very clever, easy to use website creator
  • Keyword Research Tools
  • Low Competition Keyword Lists
  • An “Ask for help” platform
  • State of the Art Website hosting (including free websites)
  • 24/7 Technical Support
  • Community Support
  • And much, much more…

OK, but what kind of technical support is available?

On top of the community driven support for building your website there is also great technical support at Wealthy Affiliate. Every time I have had to use it (yes, I have really used it) the response times have been very good.

The technical support is geared mostly for your websites but there is also technical support for your user account.

So how much does it cost?

The cost to start on Wealthy Affiliate is a very round $0. That’s right. You can start right now by creating a starter account and be well on your way to creating your very own successful online business, No credit card is required and there is no risk.

There is, of course, a premium offering which provides more features. There is quite a bit of bang for the buck if you go premium. Here is a side by side comparison of the Starter vs Premium memberships.


Now I’m about to get real. Yes, the premium membership costs $49 (I pay it every month) and yes I want you to buy it. And for full disclosure, if you decide to buy it, I will make some money from your (wise) decision to do so.

I’m convinced that you will find Wealthy Affiliate so useful that if you sign up for the starter account, go through the getting started training and kick the tires of some of the other features, you will see the value and upgrade to a premium account. I know you can be successful using the tools, training and methods outlined at Wealthy Affiliate. I want to help you and I will be there to answer any questions you may have and get you pointed down the path to success.

You can also sign up for a premium membership if you are really ready to jump in with both feet. Right now if you decide to start with a premium membership, you can join for $19 for the first month! That’s around 63¢ per month. That’s a lot of bang for less than a buck.

With all of that said, I don’t want you to have any misconceptions regarding this or any other product. This is not a get rich quick scheme. You will not sign up today, whether with a starter or a premium account, and be raking in cash tomorrow. There is no such thing as getting rich quick or easy. A fair degree of work is going to be required to get you to the point where you can quit your day job and live on Easy Street. And quite frankly, Easy Street isn’t easy, but it sure is a lot more fun than working a 9 to 5 grind.

But you can do it and I want to help you.

And the final verdict is (plus a bonus)…

My personal opinion is that we can call Wealthy Affiliate a vehicle to start a sucker free online business and it is the best vehicle to your success that you will find. The community is fantastic and very helpful and supportive. The tools and training will provide you everything you need to start building your successful online business.

Wealthy Affiliate is the vehicle for success for any online endeavor whether it is affiliate marketing, eCommerce or something else. What are you waiting for? There is no risk and you can get going with your starter membership today for absolutely free.


How to claim your bonus

I’m convinced that you will find Wealthy Affiliate an extremely valuable resource to creating and maintaining your successful online business. But if you’re not sure, I want to offer you an extra incentive. If you decide to become a premium member within the first 7 days of creating your free account, you will receive a 59% discount on your first month’s membership plus a special training on how to kick-start traffic to your website. Don’t forget, you only get this bonus if you act within the first 7 days of your free membership.

I hope you have enjoyed my Wealthy Affiliate review. If you have any questions or comments, please leave a reply below.